v1.5.13

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Release overview

v1.5.13 is a user-experience and connected-intelligence release. Coach, Money, Growth, onboarding, and journey surfaces now put the value, next step, and supporting detail into a clearer hierarchy, so users can understand what matters quickly and still open the full reasoning when they need it. Coach now has a QuickBooks-first accounting slice. When connected accounting data is available, users can ask about invoices, customer balances, vendor bills, expense categories, and cash-versus-accounting context without being limited to bank-transaction answers. The release also strengthens Money action continuity and onboarding trust. Money actions preserve user state more reliably across refresh and regeneration, onboarding and journey progress are clearer, and the Narrative-managed registration flow now requires explicit Terms of Service and Privacy Policy acknowledgement. Breaking changes: None. Deprecations: None.

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Product experience

The product surfaces now use a more scannable card pattern. Cards and rows lead with a concise action, a visible value or estimate where available, effort or time context, and a clear route into the detail panel. Coach home and daily briefing are organised around a primary action with compact supporting cards. Money actions are presented as compact rows ranked by estimated value, with detail panels carrying the steps, decision controls, and supporting reasoning. Growth cards keep imagery as context while moving text below the image, so content remains readable. The journey rail is clearer and less intrusive. Users see a compact progress state by default and can expand the checklist when they want more detail.

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Coach

Coach can now answer a QuickBooks-first set of accounting questions from connected accounting data. Supported examples include overdue invoices, outstanding customer balances, invoices in a requested period, vendor bills, vendor payable totals, top vendors, and accounting expense categories. Coach keeps accounting facts separate from bank cash movement. Where data is partial, stale, mixed-currency, or not connected, answers include the relevant limitation instead of inventing source data. Coach Actions now receive a structured company background by default. Transaction-related actions can also receive bounded transaction context when they need it, while actions that do not need transaction data avoid loading it. Coach is also more resilient when a response route is slow. Common questions can recover into the fuller answer path instead of stalling.

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Money

Money action cards and detail panels now fit the refreshed UI. Generated card and detail content is shaped for concise titles, value context, next-step wording, and supporting detail that remains understandable after the visual changes. Money actions preserve user intent more reliably across refresh and regeneration. Saved, snoozed, dismissed, question-gated, and completed states stay attached to the right action, and user feedback continues to influence the recommendation loop. Question-gated actions behave more predictably. Hidden overflow actions are not surfaced as displayable cards, and stale question-gated items can expire rather than remaining indefinitely.

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Onboarding and journey

Registration now includes explicit Terms of Service and Privacy Policy acknowledgement for new users before registration can continue. Onboarding is clearer and shorter. The flow is organised around connecting accounts, describing the business, and stating goals; setup remains a separate preparation state rather than another user step. Business name is carried from registration instead of being asked again, and the sales-channel question has been removed. Public-information enrichment is explained as a transparency notice rather than a consent question. Users can skip sharing a website or social page and can turn public-information enrichment off from Settings. The first visit now belongs in Coach. The welcome, goal bridge, and quick-win cards open as a Coach-led sequence, while the cards still link users into the relevant Money action details. Journey progress is easier to understand. Completed and incomplete milestones are visually distinct, the checklist is collapsed by default, and the first phase now guides users through connecting an account, reviewing three Money actions, setting a goal with Coach, and choosing at least two priorities.

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Compatibility

This release remains compatible with existing v1.5.x integrations. No partner migration is required for standard embedded integrations. Existing embedded integrations do not need configuration changes for the visual refresh. The registration acknowledgement applies to the Narrative-managed email registration flow; tenant-owned embedded authentication flows should continue to follow their own consent and policy requirements.

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Support

Questions about this release or integration: support@narrativebanking.com SDK documentation: docs.narrativebanking.com